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Financial Institutions
- It is very dangerous to keep a large amount of cash at home.
If it is possible, hold only necessary cash with you and deposit
rest of it in a financial institution such as a bank. When choosing
a bank, be sure to consider its location (for convenience and
accessibility).
Opening a Bank Account
- When opening a bank account, a personal name seal and Alien
Registration Card are required for the proof of personal identification.
It will be convenient to fill out the forms for automatic withdrawal
from your bank account for utilities and telephone bills, Having
a ATM card makes banking performance possible during non-banking
service hours.@When making a ATM card, a personal identification
number (4-digit number) is necessary. This number must be determined
by the card holder.
Banking Hours
- Banks are usually open from Mondays through Fridays from 9:00
am to 3:00 PM. On weekends,national holidays, and New Year holidays,
banks will not be open. Most banks have ATM machines. Service
hours of ATM machines vary in its location, so please be aware
of that. A service charge (105 yen) may be taken for using ATM
machine in late evenings of weekdays( after 6 in the evening ),
weekends and National holidays, or on transactions made to the
different banks. ATM machines can also be found in supermarkets,
department stores, Perfectible Office, and City Hall.
Bank Books
- Upon opening an account, a bank book will be made to record
all transactions. It serves as proof of ownership of the account
and is required when withdrawing money at a teller's window, thus
it is important to keep it in a safe place and take it with you
when going to the bank.
Withdrawing/Depositing Money
When making a withdraw or deposit transaction at the bank, the
following items are required :
sTeller's Window t
To deposit money - a bank book, a deposit slip and cash
To withdraw money -a bank book,a withdrawal slip,and personal
seal
(Deposit and withdrawal slips are available at the bank.)
sATM Machinet
ATM card and personal identification number (during banking hours,
a bank book can be used with the ATM card to record any transaction
made)
When
you lose a bank book or personal seal, notify the bank and police
immediately.
Using ATM Machines
- ATM machines can be used on non-banking hours such as weekends,
national holidays.
- Instructions about how to use ATM machines will appear on the
screen of the machine. All instructions will be provided in Japanese.@Examples
of instruction are as follows
.
- Withdraw: press this button for withdrawing cash
 Deposit:
press this button for making a deposit 
- Account balance: press this button for current balance of the
account
- To record transactions: press this button and insert a bank
book to make it update
- Getting a loan: press this button for limited cash advances
by using authorized credit cards
Procedure for operating an ATM
machines
@Example: A withdrawal of 23,000 yen from a bank account
- Select @
from the menu on the screen
- Insert a bank book (optional; not always be required)
- Insert an ATM card
- Press passwords (4-digit code)
- Press amount of withdrawal (after pressing numbers, make sure
to press yen symbol)
- Amount of the withdrawal, 23,000 yen will appear on the screen.
If this amount is correct, press 
to confirm the transaction
If this amount is not correct, press 
to reenter the desired amount . By pressing 
the whole transaction will be canceled..
- Transaction will be processed.
- An ATM card and a transaction slip will be dispensed.
- Money will be dispensed.
Warning
If the personal identification number is incorrectly input three
times consecutively, the card will be automatically invalidated
and a new card must be made. Processing fees will be charged to
make a new card.
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